Slip and Fall Attorneys in Metairie, LA

Premises liability insurance covers property owners for injuries and property damage sustained on their property. Coverage also includes your legal fees if you get sued after a slip and fall accident or similar incident, potentially saving you thousands in costs.

Generally speaking, homeowners won’t need separate premises liability insurance since liability is covered in most homeowners’ insurance policies. If you’re a homeowner, we strongly recommend carrying homeowners’ insurance. If your property is under construction, you might be required by law to purchase liability coverage.

Business owners should carry commercial liability insurance whether they own or rent their property, since they may be held liable for injuries and property damage that occur anywhere on the premises, including walkways and parking lots.

The cost for premises liability insurance varies depending on factors such as the type of business you own and the coverage limits you choose. No one likes paying insurance premiums, but doing so can save you a lot of money and stress in the long run.

If you’re injured in a slip and fall accident, there are two things you must prove:

• The business was at fault
• You were not at fault

Those might sound obvious, but they’re crucial to understand.

So how do you prove that a business was at fault for an accident? You’ll need evidence of something like:

• The business knew about an unsafe condition but failed to fix it
• The business was negligent in preventing or discovering dangerous conditions
• A business employee caused or contributed to the hazardous conditions

You may also need to prove that you didn’t contribute to, or cause the accident by providing evidence that:

• You weren’t distracted
• You didn’t ignore safety warnings
• You were authorized to be in the area where the accident occurred

Proving fault can be tricky. An experienced slip and fall accident lawyer can help you collect necessary evidence and present your case clearly.

If you sustained injuries from a slip and fall accident at your workplace, you’ll usually have to file a workers’ compensation claim rather than suing outright. Your employer’s workers compensation insurance will usually cover injuries if:

• You were on the clock when they were sustained
• The injury was a result of doing your job
• You filed an accident report with your employer
• You weren’t breaking any company policies at the time of the accident

In rare cases, you might be able to file a personal injury suit against your employer, especially if:

• The accident was caused by negligence on your employer’s part
• The injuries weren’t sustained while working

It’s not always easy to tell whether filing a workers’ compensation claim or a personal injury suit makes more sense. A qualified slip and fall injury lawyer can help you decide which is appropriate for you and help you present your case.

Rubber-like discs separate your spine’s vertebrae. A bulging or herniated disc occurs when one of these discs pops out of place due to a slip and fall accident or other injuries.

Unfortunately, herniated discs are one of the most common injuries sustained in slip and fall accidents. They can be incredibly painful and cause:

• Nerve damage
• Tingling or weakness in the extremities
• Loss of bowel or bladder control
• Loss of sensation in the thighs and surrounding areas

In addition to the physical issues that herniated discs cause, they can lead to:

• Costly medical bills
• Loss of wages
• Pain and suffering

It’s possible to have a slipped disc without knowing it, which is why it’s so important to get checked out by a doctor after any slip and fall accident. It’s also crucial to hang on to any medical bills or doctor’s notes you receive regarding the injury, so you can use them as evidence in a lawsuit.

A premises liability lawyer can help you gather the evidence you need to present a strong case, including expert medical testimony.

If you have any questions for one of the best slip and fall attorneys in Metairie, or need more information about premises liability, contact the offices of Blaine Barilleaux.